Robinhood vs Webull IRA match compared

Updated November 5, 2026 · Offer data last verified 2026-11-05 · Not financial or tax advice.

Robinhood and Webull both pay a match on IRA money, and both reserve their best rate for a paid subscription. Here's how they line up, using each firm's official page (read 2026-10-30) and our offer data.

Offer	Max bonus	Min deposit	Hold	Ends	Source
Robinhood IRA match	$225	$7,500	1825d	No end date listed	official terms ↗
Webull IRA match	$2,500	$8,600	1825d	No end date listed	official terms ↗

Side by side

	Robinhood IRA match	Webull IRA match
Contribution match (subscriber)	3% with Gold ($5/month)	Up to 3.5% with Premium
Contribution match (no subscription)	1%	Lower Standard rate (see Webull's page)
Transfer / rollover match	1%, no cap	Up to 1% with Premium, "limited time"
Max contribution example	$225 on $7,500	$301 on $8,600
Hold	5 years to avoid a potential Early IRA Match Removal Fee	5 years in our data; confirm in Webull's terms

On contributions, Webull's rate is higher

At the same contribution, 3.5% beats 3% by 0.5 points. On a $7,500 contribution that's $262.50 vs $225 (our arithmetic), a $37.50 gap. Subscription cost can easily swing that: Robinhood Gold is $5/month and must be kept a year from your first Gold match ($60). Compare Webull Premium's current price before deciding.

On transfers, Robinhood is simpler

Robinhood's 1% on transfers and 401(k) rollovers applies without Gold and, per its page, has no cap. Webull's 1% transfer rate is a Premium rate and is advertised as limited-time. For a large rollover where you don't want a subscription, Robinhood is the more straightforward choice. Also compare Public's uncapped 1% transfer match, which pays monthly over five years.

Both are long commitments

Either way, plan to leave the matched money in the IRA for about five years. Read holding periods and clawbacks.

Deep dives

General information only. This isn't financial or tax advice. Offers change or end without notice, and the official terms always govern. Confirm everything on the provider's page before you act. See our disclaimer.

Sources: Robinhood official terms ↗, Webull official terms ↗, read by hand 2026-10-30.

FAQ

Is Robinhood or Webull's IRA match better?

On contributions, Webull's 3.5% Premium rate is higher than Robinhood's 3% Gold rate. On transfers, Robinhood pays 1% without a subscription and says there's no cap, while Webull's 1% transfer rate requires Premium.

Do both require a subscription?

For the top contribution rate, yes: Robinhood Gold ($5/month) for 3%, Webull Premium for 3.5%. Robinhood pays 1% without Gold.

Can I get both matches?

They're separate firms, so nothing stops you from having IRAs at both, but your total annual contributions across all IRAs are capped by the IRS limit.