Credit card sign-up bonuses, November 2026

14 current welcome offers from Chase, American Express, Capital One, Citi and Bank of America, with bonus amounts and spend requirements confirmed on the issuer's official page.

All card bonuses

Ranked by estimated bonus value. Read the guide for how to choose.

Card	Welcome bonus	Est. value	Spend requirement	Annual fee	Status
AAmerican Express Platinum Card American Express	175,000 Membership Rewards points	$1,750*	$12,000 in 6 mo	$895	✓ Verified
Chase Ink Business Preferred Chase · Business	100,000 Ultimate Rewards points	$1,000*	$8,000 in 3 mo	$95	✓ Verified
AAmerican Express Gold Card American Express	100,000 Membership Rewards points	$1,000*	$8,000 in 6 mo	$325	✓ Verified
Chase Sapphire Reserve Chase	100,000 Ultimate Rewards points	$1,000*	$6,000 in 3 mo	$795 ($195 per authorized user)	✓ Verified
Chase Sapphire Preferred Chase	75,000 Ultimate Rewards points	$750*	$5,000 in 3 mo	$95	✓ Verified
Capital One Venture Rewards Capital One	75,000 Capital One miles	$750*	$4,000 in 3 mo	$95	✓ Verified
Capital One Venture X Capital One	75,000 Capital One miles	$750*	$4,000 in 3 mo	$395	✓ Verified
Citi Strata Premier Citi	60,000 Citi ThankYou points	$600*	$4,000 in 3 mo	$95	✓ Verified
Chase Freedom Flex Chase	$250 cash back	$250	$500 in 3 mo	$0	✓ Verified
AAmex Blue Cash Preferred American Express	$250 cash back	$250	$3,000 in 6 mo	$0 intro first year, then $95	✓ Verified
Bank of America Travel Rewards Bank of America	25,000 Bank of America points	$250	$1,000 in 3 mo	$0	✓ Verified
Chase Freedom Unlimited Chase	$200 cash back	$200	$500 in 3 mo	$0	✓ Verified
Capital One Savor Capital One	$200 cash back	$200	$500 in 3 mo	$0	✓ Verified
Citi Double Cash Citi	$200 cash back	$200	$1,500 in 6 mo	$0	✓ Verified

* Points and miles valued at a conservative 1¢ each so cards can be compared. Transfer partners can be worth more, cash-out options sometimes less. Bank of America states its 25,000 points = a $250 travel/dining statement credit. Cash-back bonuses are shown at face value.

No annual fee

Bonuses you can earn without paying a fee.

Chase Freedom Flex

Chase · $0 annual fee

$250 cash bonus

Spend $500 in 3 mo

✓ Verified

A

Amex Blue Cash Preferred

American Express · $0 intro first year, then $95 annual fee

$250 cash bonus

Spend $3,000 in 6 mo

✓ Verified

Bank of America Travel Rewards

Bank of America · $0 annual fee

$250 25,000 Bank of America points

Spend $1,000 in 3 mo

✓ Verified

Chase Freedom Unlimited

Chase · $0 annual fee

$200 cash bonus

Spend $500 in 3 mo

✓ Verified

Capital One Savor

Capital One · $0 annual fee

$200 cash bonus

Spend $500 in 3 mo

✓ Verified

Citi Double Cash

Citi · $0 annual fee

$200 cash bonus

Spend $1,500 in 6 mo

✓ Verified

Biggest bonuses

Larger point hauls, usually with higher spend and fees.

A

American Express Platinum Card

American Express · $895 annual fee

$1,750* 175,000 Membership Rewards points

Spend $12,000 in 6 mo

✓ Verified

Chase Ink Business Preferred

Chase · $95 annual fee

$1,000* 100,000 Ultimate Rewards points

Spend $8,000 in 3 mo

✓ Verified

A

American Express Gold Card

American Express · $325 annual fee

$1,000* 100,000 Membership Rewards points

Spend $8,000 in 6 mo

✓ Verified

Chase Sapphire Reserve

Chase · $795 ($195 per authorized user) annual fee

$1,000* 100,000 Ultimate Rewards points

Spend $6,000 in 3 mo

✓ Verified

Chase Sapphire Preferred

Chase · $95 annual fee

$750* 75,000 Ultimate Rewards points

Spend $5,000 in 3 mo

✓ Verified

Capital One Venture Rewards

Capital One · $95 annual fee

$750* 75,000 Capital One miles

Spend $4,000 in 3 mo

✓ Verified

Credit card offers can be targeted, change without notice, and depend on your credit and issuer rules (e.g. Chase 5/24, Amex once-per-lifetime language). Bonuses earned from spending are generally treated as rebates rather than taxable income. Not financial advice. Bonusfolio isn't paid by any card issuer listed here.