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Bank account bonuses: November 2026

Updated November 5, 2026 · Offer data last verified 2026-11-05 · Not financial or tax advice.

These are the checking and savings account bonuses live in November 2026: 26 offers, all from our offer database.

Bank bonuses for November 2026, biggest first

Ending soon

• Wells Fargo Premier: up to $2,500, ends 2026-11-09 (4 days left)
• U.S. Bank Smartly Checking: up to $450, ends 2026-11-10 (5 days left)
• E*TRADE Premium Savings: up to $200, ends 2026-11-30 (25 days left)

Before you open an account

Bank bonuses usually require direct deposits or a minimum balance kept for a set period, and they may have monthly fees. Bonuses are generally taxable as interest: see are bank account bonuses taxable? and Chase vs SoFi checking bonus.

Notes on each offer

• Wells Fargo Premier: For existing customers upgrading to Premier by 11/9/26; maintain $250k linked balances through day 90.
• Wells Fargo Premier: Open Premier Checking in branch with offer code by 1/13/27; $250k in linked balances (cash, CDs, investments). $35/mo fee waived at $250k.
• Citizens Bank Savings: Paid monthly over 12 months; requires new Citizens checking too. Regional: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT.
• Capital One 360 Performance Savings: Promo code BONUS1500; new external money, maintained 90 days after funding period. Plus base APY.
• Citizens Quest / One Deposit Checking: $50/mo (One Deposit) or $100/mo (Quest/Private Client) for 12 months with qualifying activity. Stacks with Citizens savings bonus.
• Ameriprise Bank Savings: Deposit within 30 days of opening (from 10/1/26) and maintain; hold length assumed 90 days. DoC: existing Ameriprise clients only.
• Chase Total Checking: Total direct deposits within 90 days of enrollment. DoC: valid through 1/27/27. Page wording suggests may be targeted.
• Chase Checking + Savings combo: $300 checking (any DD) + $200 savings ($15k new money, kept 90 days) + $400 extra for both. 'Required DD' shows the $15k savings deposit.
• BMO Smart Advantage Checking: $100/month for 6 months with qualifying activity (DoC: $1,000+ DD per month).
• FourLeaf FCU: $350 after first qualifying DD + $100 after 12 consecutive months of DD + $100 after 24 months ($450 arrives within ~12 months; full $550 takes 24). Open by 12/31/26. Chexsystems/inquiry sensitive.
• Bank of America Advantage Banking: Total qualifying direct deposits during the deposit period.
• Truist One Checking: Open 7/14/26–2/2/27 and complete qualifying activities. DD amount here is a placeholder ($1k) — confirm on official terms.
• Flagstar Checking: 3 monthly DDs within 90 days: $1,500 total (Ready Checking, $400) or $7,500 total (Elite Checking, $500; $15/mo fee, waivable).
• U.S. Bank Smartly Checking: Apply by 11/10/26; 2+ direct deposits within 90 days.
• PNC Virtual Wallet with Performance Select: $400 with $5,000 DD (Performance Select) or $100 with standard Virtual Wallet.
• Huntington Perks Checking: $400 with $500+ DD within 90 days. Platinum Perks: $600 with $25k new money (balance, not DD).
• Regions LifeGreen Checking: Register for offer first. DD $500+ per DoC.
• SoFi Checking & Savings: Eligible DD totals within 25 days of first DD. Portal cashback (Rakuten etc.) can stack.
• Navy Federal Credit Union: Promo code CHK26SRC, join 10/1–12/31/26. Membership: military/DoD/family. DoC: $500/mo recurring 3 of 4 months.
• Wells Fargo Everyday Checking: Open Everyday Checking with offer code by 1/13/27; $1,000+ qualifying DD within 90 days. $15/mo fee waivable with $500 DD/mo, $1,500 daily balance, or other listed waivers.
• Bask Bank Checking + Savings: $50/statement for up to 6 periods + 0.40% APY boost; open by 12/31/26. DoC: $10k balance + $2,500 monthly deposits.
• Fifth Third Momentum Checking: Offer ends 1/4/27. Payroll/government DD totaling $500+ within 90 days of opening (confirmed in official terms 10/18/26); bonus paid within 10 business days.
• PSECU: Promo code 2026PROMO; two payroll DDs of $500+. Anyone can join via PRPS ($20).
• Percapita Cash Account: No DD: $25/month for 12 months when you spend $300+/month on debit card. First 7,000 customers; open by 12/31/26.
• E*TRADE Premium Savings: Promo code SAVE200. Open and fund by 11/30/26; deposit $20,000+ new money within 30 days, keep it 45 more days. Also 4.25% APY for 6 months.
• TD Complete Checking: $500 qualifying DD within 60 days. DoC lists up to $300 with larger DD.

General information only. This isn't financial or tax advice. Offers change or end without notice, and the official terms always govern. Confirm everything on the provider's page before you act. See our disclaimer.

FAQ

What is the biggest bank account bonus in November 2026?

Wells Fargo Premier, up to $2,500. Check the requirements carefully.

Are bank bonuses taxable?

Generally yes, as interest income reported on Form 1099-INT.

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