Best IRA bonuses: November 2026

Updated November 5, 2026 · Offer data last verified 2026-11-05 · Not financial or tax advice.

Here are the IRA bonuses live in November 2026. We track 4 offers that are dedicated IRA promotions or that accept IRA money. Each figure comes from our offer database, checked against the official promotion page.

IRA bonuses for November 2026, biggest first

Offer	Type	Max bonus	Min deposit	Hold	Ends	Source
Webull IRA match	IRA	$2,500	$8,600	1825d	No end date listed	official terms ↗
J.P. Morgan Self-Directed Investing	Brokerage	$1,000	$5,000	90d	2027-01-21	official terms ↗
Public	Brokerage	$1,000	$100,000	1825d	No end date listed	official terms ↗
Robinhood IRA match	IRA	$225	$7,500	1825d	No end date listed	official terms ↗

Things to check first

IRA matches often come with long holding periods, and the money stays inside the IRA. For background, read best IRA bonuses, Roth IRA transfer bonuses and holding periods and clawbacks.

Notes on each offer

Webull IRA match: 3.5% contribution match with Premium (age 50+ limit shown); 1% transfer/rollover match with Premium. Premium is a paid subscription.
J.P. Morgan Self-Directed Investing: New money maintained for 90 days. Brokerage or IRA. Extended through 1/21/27 per Bonus Professor.
Public: Uncapped 1% match on ACATS & IRA transfers, paid monthly over 5 years ($100k example).
Robinhood IRA match: 1% contribution match ($75 at 2026 limit); 3% with Robinhood Gold ($5/mo) = $225. Transfers/rollovers get 1% (e.g. $10k on $1M).

General information only. This isn't financial or tax advice. Offers change or end without notice, and the official terms always govern. Confirm everything on the provider's page before you act. See our disclaimer.

FAQ

What is the best IRA bonus in November 2026?

By headline size, Webull IRA match (up to $2,500). Check the hold period and minimums first.

Does an IRA match count toward my contribution limit?

Usually not, because providers typically treat it as earnings. Confirm with your provider's terms.